Saturday, November 5, 2011

Are there ways to consolidate student loan and credit card debt without hurting my credit?

While in college, I built up about $16,000 in student loan debt and about $10,000 in credit card debt to pay for cles and books. Considering it was about $75,000 total for my degree, I'm not too upset but the interest is killing me on the credit card. I need to get it transferred to a lower rate. I thought about a credit card balance transfer but I would prefer something a little more permanent. I'm figuring on paying about $600 a month at least, but hopefully more like $750 a month. If anyone has any advice, I'd really appreciate it. Thanks in advance.

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